Yelo Bank has announced its financial results for the first half
of 2026 (January–June). According to the report, the Bank
significantly strengthened its capital position and maintained
strong growth momentum in core operating revenues.


Specifically, the Bank's interest income increased by 21% (18
million manats) year-on-year, reaching 102 million manats. Driven
by efficient quarterly operations, Yelo Bank generated a net profit
of 12.6 million manats during the first six months. Non-interest
income for this period exceeded 5 million manats.


One of the most notable highlights in the financial statements
is the steady pace of lending. The Bank's total loan portfolio
expanded by 18 million manats since the beginning of the year,
climbing to 1 billion 107 million manats. Supporting the real
sector remained the top priority, with the business loan portfolio
reaching 687 million manats. In terms of retail financing, the
consumer loan portfolio also grew to 420 million manats.







The volume of deposits placed with Yelo Bank, reflecting its
status as a trusted partner for its customers, reached 1 billion 39
million manats. At the end of the first half of the year, the
Bank's total assets stood at 1 billion 475 million manats.


During the reporting period, a remarkable increase was also
recorded in the Bank's capital sustainability. Regulatory capital
grew by 9 million manats since the beginning of the year to 184
million manats, while total equity rose to 190 million manats. The
Capital Adequacy Ratio (CAR) stood at 14.06%, and the Tier 1
Capital Adequacy Ratio reached 11.77%, both confidently exceeding
the regulatory requirements.



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