BAKU, Azerbaijan, May 12. European Bank for
Reconstruction and Development (EBRD) reported a strong financial
performance in 2025, posting a net profit of €1.3 billion, down
from €1.7 billion in 2024, Trend reports via the Bank.
The banking revenues remained solid at €2.7 billion, accounting
for around 70% of total revenue. Its banking portfolio generated
€0.6 billion in net profit, partly offset by impairment losses,
including an expected credit loss charge of €0.14 billion compared
with a €0.11 billion release a year earlier.
Non-performing loans represented 8.4% of loan operating assets
at the end of 2025, reflecting ongoing geopolitical tensions.
Excluding exposures related to Ukraine, the ratio remained stable
at 3.1%, unchanged from 2024.
Treasury assets rose 11% year-on-year to €39.5 billion, while
treasury operations contributed €0.2 billion to net profit, broadly
in line with the previous year.
The EBRD also highlighted strong shareholder confidence, noting
a 95% subscription rate for its €4 billion general capital increase
approved in 2023.
Owned by 77 countries as well as the EU and the European
Investment Bank, the EBRD has invested more than €220 billion
across three continents since its establishment in 1991.
