BAKU, Azerbaijan, April 22. The customer base
of Kapital Bank’s “Birbank Biznes” platform for entrepreneurs grew
by 43% compared to 2024, reaching 214,000 people, with the majority
of them (169,000) running micro-businesses, First Deputy Chairman
of the Management Board of Kapital Bank, Javid Mirzayev, said today
at a press conference dedicated to the bank’s 2025 performance and
plans for 2026, Trend
reports.
“This growth is because we provide products and services that
meet the needs of entrepreneurs. The digitization of operations,
along with their convenience and speed, has had a particularly
significant impact, allowing us to attract a large number of
customers. For example, in 2025, 91% of our customers opened
accounts remotely. Micro-entrepreneurs applied for 89.5% of their
loans online, while small and medium-sized businesses accounted for
39%. Clients in the small, medium, and corporate segments carry out
98% of bank transfers and payments via the Birbank Biznes
platform,” he emphasized.
