The introduction of innovative solutions in the country’s public
transport system continues at the initiative and with the
technological support of Birbank. As part of a project implemented
jointly with BakıKart, passengers can now pay fares not only in the
Baku Metro but also on city bus routes using contactless
(NFC-enabled) bank cards issued by any local bank.


The new service has been launched initially on bus No. 500 and
is currently being tested under real operating conditions.
Following the completion of the pilot phase, contactless (NFC)
payments will be gradually rolled out across other BakuBus routes
in the near future. Further expansion of this technology to other
transport operators is also planned.


The initiative is not limited to Kapital Bank customers and
covers the entire banking sector, enabling contactless fare
payments for customers of other banks as well. In addition, the new
system continues to support payments via Apple Pay and Google Pay,
as well as through Birbank, BakıKart and m10, offering passengers
greater freedom of choice and convenience.







As part of the cooperation between Birbank and BakıKart, QR-code
fare payments were previously introduced in public transport. As a
result, passengers using metro and bus services in Baku and the
Absheron region can pay their fares via a QR ticket generated in
the Birbank mobile application, without the need for a physical
card. Moreover, since last month, city residents have also been
able to pay metro fares using contactless (NFC-enabled) bank cards
issued by any local bank.


Birbank, the trademark of Kapital Bank and a provider of the
latest digital innovations and banking products, serves its
customers through a mobile application with more than 3 million
active users, as well as the largest branch network in Azerbaijan,
consisting of 115 branches and 50 service offices. Until 2025, the
bank operated under the name Kapital Bank, the country’s first bank
and it’s a part of PASHA Holding. Kapital Bank continues its
activities as a financial institution. For more information about
the bank’s products and services, you can visit birbank.az call the 196 Information
Center, or reach out through the bank’s various social media
pages.