ASTANA, Kazakhstan, February 8. In December
2025, the total value of transactions using payment cards issued by
Kazakhstani banks reached 21.1 trillion tenge ($42.11 billion),
with a total of 1.3 billion transactions.
Data obtained by Trend from the National Bank of Kazakhstan shows that
the number of cashless transactions rose by 5.5% compared to
December 2024, reaching 1.2 billion operations. The value of these
cashless payments grew by 5.8%, totaling 18.4 trillion tenge
($36.72 billion).
In December 2025, cardholders carried out 20.5 million cash
withdrawal transactions, totaling 2.6 trillion tenge ($5.19
billion). This represents a 1.3% decline in the number of
withdrawals, while the value of these transactions saw an increase
of 4.5% compared to the same period in 2024.
The majority of cashless transactions were conducted via
internet and mobile banking, accounting for 79.7% of the total
number of transactions and 89.8% of the total transaction volume.
Point-of-sale (POS) terminals, in contrast, represented 20.2% of
the transaction count. Cash withdrawals were predominantly executed
through ATMs, which processed 98.3% of the total withdrawal
operations.
The conversion of tenge to US dollars was made at the official
exchange rate of the National Bank of Kazakhstan as of February 2,
2026, where $1 = 501.02 tenge.
